No Credit Needed

Our approval process boils down to four, simple questions.

1. Income History

Do you have a three-month history with your current source of income?

2. Monthly Income

Do you deposit at least $1,000 into your checking account each month?

3. Checking Account

Has your checking account been open for at least 90 days?

4. Checking Activity

Is your checking account free from NSFs, excessive overdrafts and negative balances?